You envisioned a sailing yacht – you got a dingy. Here’s how to avoid insurance disasters!
Tag: insurance
Four Things You Need to Know About Gold Plans
All is not gold that glitters – Gold or not Gold – that is the question!
But I Just Have A Quick Question: Calling the Call Center Anonymously
There are times when you just don’t want or need to verify your account – and other times where failing to verify your account will just complicate things. Know which is which before you dial! Basic questions can be safely asked anonymously. Things like ‘what is you website address?’, ‘what does Cost Share Reduction mean?’…
Surviving Your Special Enrollment Period
You just moved to a new state. Your wife just had a baby. Your employer just decided not to offer health insurance. You just got a new job without health insurance and no longer qualify for Medicaid. Your employer sponsored premium just shot through the roof and is on its way to the stratosphere. What…
Three Things to Remember About the Second Lowest Cost Silver Plan
If ‘I don’t want the second lowest cost Silver plan’ was the first thing you thought when reading that headline you probably think the SLCSP doesn’t affect you – but here are three things you really do need to know about it. The Second Lowest Cost Silver Plan available to you is the benchmark used…
Nobody Asked You, Arthur!
Today we have a case study in why it’s a very good idea to have health insurance – especially if your bank account isn’t familiar with positive territory. In between jobs, watching the cash flow (mostly out) – holding off on buying new shoes is a sensible decision, right? Well, I thought it was. The…
Five Ways to Get the Best out of Your Customer Service Call
Getting the most out of a customer service call doesn’t have to be a hassle – here are a few pointers to help!
Devilish Details: Why These Numbers Matter to You
ABC Insurance Bronze Plan $6500/50 – your eyes are glazing over already, aren’t they? Insurance plans are so danged detailed when all you want to know is how much it costs each month and what you have to pay to see the doctor. But not knowing those details can really hurt you in the long…
Why Cost Share Reduction May Mean More Money for You
It sounds like more goobledy gook some insurance salesman dreamed up. Here’s the skinny on what the Cost Share Reduction is and what it may mean to you.
Three Things You MUST Know About Catastrophic Plans – and Probably Don’t
They look so innocent on the website – and so cheap! But they aren’t a good fit for everyone – here’s why. Number 1: I’m 29! The catastrophic plans are only available to young adults – 29 and under – and in certain hardship cases. Most people won’t qualify for a catastrophic plan – but…
Understanding Special Enrollment Periods and Qualified Life Change Events
For ACA Marketplaces Open Enrollment is a (mostly) set period between November 1st and January 31st. During those 90 days, you can enroll in any plan you like and even change it if you find you don’t like. But once Open Enrollment is over, you may not change plans – or even enroll. Enter the…
Three Things That Can Ruin Your Enrollment
These three things can make a good enrollment go very bad!
Navigating Health Insurance 