Two Things to Consider Before Buying Through the Marketplace

First and foremost: Do I Understand This Stuff? Look, no one understands everything. I’ve talked to people with Master’s degrees who just cannot wrap their heads around the difference between ‘copay’ and ‘coinsurance’. It doesn’t mean you aren’t smart – but it may mean you need help making your plan selection. Unless you are certain…

The Ultimate Guide to Maximum Out Of Pocket

It’s on the plan finder and you see it when you enroll – but what does Maximum Out of Pocket mean to your pocket? Short answer, it means exactly what it says. The Maximum Out of Pocket is the maximum amount you will be expected to pay toward your health insurance for the coverage year….

The Normal Person’s Guide to Copays

We’ll get back to Mary and Billy tomorrow – but first, let’s get the hang of these copay things! Copays are probably the simplest of the payment options – a copay is a set amount of money that you pay for a given service. That’s it. Simple. There are two possible ways that copays will…