Two Things to Consider Before Buying Through the Marketplace

First and foremost: Do I Understand This Stuff? Look, no one understands everything. I’ve talked to people with Master’s degrees who just cannot wrap their heads around the difference between ‘copay’ and ‘coinsurance’. It doesn’t mean you aren’t smart – but it may mean you need help making your plan selection. Unless you are certain…

Surviving Your Special Enrollment Period

You just moved to a new state. Your wife just had a baby. Your employer just decided not to offer health insurance. You just got a new job without health insurance and no longer qualify for Medicaid. Your employer sponsored premium just shot through the roof and is on its way to the stratosphere. What…

Three Things to Remember About the Second Lowest Cost Silver Plan

If ‘I don’t want the second lowest cost Silver plan’ was the first thing you thought when reading that headline you probably think the SLCSP doesn’t affect you – but here are three things you really do need to know about it. The Second Lowest Cost Silver Plan available to you is the benchmark used…

Nobody Asked You, Arthur!

Today we have a case study in why it’s a very good idea to have health insurance – especially if your bank account isn’t familiar with positive territory. In between jobs, watching the cash flow (mostly out) – holding off on buying new shoes is a sensible decision, right? Well, I thought it was. The…

Devilish Details: Why These Numbers Matter to You

ABC Insurance Bronze Plan $6500/50 – your eyes are glazing over already, aren’t they? Insurance plans are so danged detailed when all you want to know is how much it costs each month and what you have to pay to see the doctor. But not knowing those details can really hurt you in the long…