Insurance Disasters: How You Can Avoid Them: Part 1 – HELP!

You envisioned a sailing yacht – you got a dingy. Here’s how to avoid insurance disasters!

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Devilish Details: Why These Numbers Matter to You

ABC Insurance Bronze Plan $6500/50 – your eyes are glazing over already, aren’t they? Insurance plans are so danged detailed when all you want to know is how much it costs each month and what you have to pay to see the doctor. But not knowing those details can really hurt you in the long…

Five Things to Remember About Bronze Level Plans

Number Five: I’m Paying How Much? The actuarial value of a Bronze level plan is 60/40. That gobbledy gook translates to your insurance company expects you to pay about 40% of the cost of covered services. That does NOT include your premium. In reality, the numbers don’t work perfectly – but they are pretty close….